Terms and Conditions of Service
Last updated: September 2, 2025
Acceptance of Terms
By accessing and using nuimiariolulae's financial planning subscription service, you agree to be bound by these terms and conditions and our Privacy Policy.
If you do not agree with any part of these terms, please do not use our services.
Service Description
nuimiariolulae provides subscription-based financial planning consultations and analytical reviews to help clients understand their financial position and explore potential strategies.
Our services include monthly consultations, personalized financial analysis, and ongoing support via email and phone.
Eligibility Requirements
Our services are available to individuals who are 18 years or older and legally capable of entering into binding contracts.
18+ only
Your Responsibilities
As a client, you agree to:
- Provide accurate and complete information during consultations
- Pay subscription fees on time according to your chosen billing cycle
- Respect our staff and maintain professional communication
- Keep your account information and login credentials secure
- Notify us promptly of any changes to your contact information
Prohibited Activities
You may not use our services to:
- Provide false or misleading information about your financial situation
- Attempt to gain unauthorized access to our systems or other users' accounts
- Use our services for any illegal or fraudulent activities
- Share your account access with unauthorized third parties
- Interfere with the normal operation of our website or services
Intellectual Property Rights
All content, materials, and intellectual property on our website and in our services remain the exclusive property of nuimiariolulae and are protected by copyright and other laws.
You may not reproduce, distribute, or create derivative works from our content without written permission.
Payment and Subscription Terms
Subscription fees are billed monthly in advance. All prices include GST where applicable. Payment is due immediately upon billing.
We accept major credit cards and direct debit from Australian bank accounts.
Your billing cycle begins on the date of your first payment and continues monthly thereafter.
Subscription fees are non-refundable except as required by Australian Consumer Law.
Privacy and Data Protection
Your privacy is important to us. We collect, use, and protect your personal information in accordance with Australian privacy laws.
For detailed information about our data practices, please review our Privacy Policy. Privacy Policy
Disclaimers and Warranties
Our services are provided for informational and consultation purposes only.
We make no warranties about the accuracy, completeness, or suitability of any information provided.
All services are provided on an "as is" basis without warranties of any kind.
Limitation of Liability
To the maximum extent permitted by law, nuimiariolulae's liability is limited to the amount you paid for our services in the 12 months preceding any claim.
We shall not be liable for any indirect, consequential, or punitive damages arising from your use of our services.
Dispute Resolution
For resolving disputes, we follow a structured approach:
Internal Resolution
We encourage clients to contact us directly first to resolve any concerns or disputes informally.
Most issues can be resolved quickly through direct communication with our client service team.
External Resolution
If internal resolution is unsuccessful, disputes may be escalated to appropriate Australian dispute resolution bodies.
Financial services complaints can be lodged with the Australian Financial Complaints Authority (AFCA). EU Online Dispute Resolution
Termination of Services
Either party may terminate the subscription service with 30 days written notice. We reserve the right to suspend or terminate accounts for violation of these terms.
Upon termination, your access to our services will cease, but these terms will continue to apply to past interactions.
Governing Law and Jurisdiction
These terms are governed by the laws of Australia, without regard to conflict of law provisions.
Changes to These Terms
We may update these terms periodically to reflect changes in our services or legal requirements.
Material changes will be communicated via email or prominent website notice at least 30 days before taking effect.
Entire Agreement
These terms, along with our Privacy Policy and other referenced policies, constitute the complete agreement between you and nuimiariolulae.
Contact Information
For questions about these terms or our services, please contact us using the information provided throughout our website.
Company Name: nuimiariolulae
Business Address: 127 Collins Street, Melbourne VIC 3000
Email Address: contact@nuimiariolulae.world
Phone Number: +61-143-577-140